Mortgages for Professionals
Tailored mortgage solutions designed for high-earning professionals with complex income structures.
AS A HIGH-EARNING PROFESSIONAL, YOUR INCOME STRUCTURE MAY BE MORE COMPLEX THAN A STANDARD SALARIED EMPLOYEE. WHETHER YOU RECEIVE INCOME FROM PRIVATE PRACTICE, LOCUM WORK, PARTNERSHIPS, OR BONUSES, THE GOT ENSURES YOUR FINANCIAL PROFILE IS FULLY RECOGNIZED BY SPECIALIST LENDERS.
Exclusive Mortgage Benefits for Professionals
We work with banks and building societies that offer:
●●● HIGHER INCOME MULTIPLES
Borrow up to 5.5x your salary, giving you greater purchasing power.
●●● LOWER DEPOSIT REQUIREMENTS
Secure your home with a smaller upfront investment.
●●● FLEXIBLE CRITERIA
Lenders consider projected earnings for newly qualified professionals.
●●● OFFSET MORTGAGE OPTIONS
Reduce interest costs by linking your savings to your mortgage balance.
Who Qualifies for a Professional Mortgage?
Lenders typically extend professional mortgage benefits to fully qualified and registered professionals, including:
Doctors & Dentists ● Lawyers & Barristers ● Accountants & Actuaries ● Engineers & Architects ● Pharmacists & Optometrists ● Surveyors & Vets ● Teachers & University Lecturers
Even if you work on short-term contracts or have irregular earnings, we connect you with lenders who assess your income based on daily contract rates rather than traditional payslips or tax returns.
Why Choose The GOT?
Access to exclusive mortgage products tailored to professionals.
Whole-of-market expertise to find the best lender for your career path.
Solutions designed for newly qualified and self-employed professionals.
Get Expert Professional Mortgage Advice Today
Navigating the mortgage process as a high-earning professional doesn’t have to be complicated. Speak to The GOT today for a tailored mortgage solution that matches your career trajectory and financial goals.
Frequently Asked Qestions
Who counts as a 'professional' for these mortgages?
Typically doctors, lawyers, dentists, accountants, and other qualified professionals — even newly qualified ones.
If you’re not sure if you qualify, just ask — we’re happy to check for you.
If you’re not sure if you qualify, just ask — we’re happy to check for you.
What are the benefits of a professional mortgage?
You may be able to borrow more, benefit from flexible terms, or access exclusive rates tailored to your career path.
These mortgages take your long-term earning potential into account — not just today’s salary.
These mortgages take your long-term earning potential into account — not just today’s salary.
Can I apply if I’ve just qualified?
Yes, many lenders welcome newly qualified professionals, especially in fields like medicine or law.
You might be surprised at how much flexibility they offer.
You might be surprised at how much flexibility they offer.
What if I’m self-employed or a contractor?
No problem — we work with lenders who understand non-traditional income.
We’ll help you present your finances in the best light.
We’ll help you present your finances in the best light.
Deepak Jose CeMAP CertPro
Mortgage & Protection Adviser
Trust and credibility are at the heart of what we do in Bexley, London. We ensure that every solution we offer is in your best financial interest.
Consultation
Get a Free Mortgage Quote
Fill out the form below to receive a free, no-obligation mortgage quote tailored to your needs. Once you submit your details, our mortgage experts will review your information and call you back within 24 hours or the next business day to discuss your options.
