Second Home & Holiday Let Mortgages
Finance your dream second home or holiday-let with specialist mortgage solutions.
OWNING A SECOND HOME OR A HOLIDAY LET IS AN EXCELLENT WAY TO EXPAND YOUR PROPERTY PORTFOLIO, BUT FINANCING CAN BE COMPLEX. THE GOT WORKS WITH LENDERS WHO OFFER FLEXIBLE SECOND-HOME MORTGAGES, OFTEN LEVERAGING EQUITY FROM YOUR PRIMARY RESIDENCE. FOR HOLIDAY LETS, WE SECURE MORTGAGES TAILORED TO SHORT-TERM RENTALS, MAXIMIZING PROFITABILITY WHILE ENSURING LONG-TERM FINANCIAL STABILITY.
Make Your Second Home or Holiday Let a Reality
Owning a second home or holiday let is more accessible than ever, whether you’re looking for a weekend retreat, an investment property, or a place to escape. The GOT connects you with lenders offering tailored mortgage solutions, ensuring competitive rates and flexible financing options.
Financing a Second Home
●●● FLEXIBLE MORTGAGE SOLUTIONS
Secure competitive interest rates with tailored options.
●●● EQUITY RELEASE OPTIONS
Use the value in your primary residence to fund your second home.
●●● DEPOSIT & AFFORDABILITY REQUIREMENTS
Most lenders require a 15% deposit and proof of income to cover both properties.
●●● DIVERSE USES
Whether you’re buying for work convenience, a countryside retreat, or personal reasons, we find the right lender for you.
Holiday Let Mortgages – A Profitable Investment
HIGH DEMAND FOR HOLIDAY RENTALS
Staycations and short-term rentals are a growing market.
SPECIALIST HOLIDAY LET LOANS
We match you with lenders who understand the unique requirements of short-term rental properties.
TAX-EFFICIENT INVESTMENT
Recent tax changes make holiday lets a smart alternative to traditional buy-to-let.
Why Choose The GOT?
●●● ACCESS TO SPECIALIST LENDERS
We work with banks and lenders offering the best rates for second-home and holiday let buyers.
●●● BESPOKE MORTGAGE ADVICE
Our expert team ensures you secure financing suited to your goals.
●●● END-TO-END SUPPORT
From affordability checks to lender negotiations, we guide you every step of the way.
Start your journey towards a second home or a profitable holiday let today. Contact The GOT for expert mortgage advice.
Frequently Asked Qestions
What’s a holiday let mortgage?
It’s a mortgage for buying a property you’ll rent out to holidaymakers rather than long-term tenants.
Whether it’s a cottage in Cornwall or a flat in the Lakes, we’ll help you get the right finance.
Whether it’s a cottage in Cornwall or a flat in the Lakes, we’ll help you get the right finance.
How is it different from a buy-to-let?
Holiday let lenders look at seasonal rental income and occupancy potential. The criteria can be a bit stricter, but often more profitable too.
We’ll help you build a business case that lenders love.
We’ll help you build a business case that lenders love.
How much deposit will I need?
Usually around 25%, sometimes more depending on the location and expected income.
We’ll show you how to optimise your application and improve your chances.
We’ll show you how to optimise your application and improve your chances.
Are there any tax advantages?
Yes — furnished holiday lets may qualify for special tax treatment.
It’s worth speaking to an accountant, but we’ll flag the key points so you know what to expect.
It’s worth speaking to an accountant, but we’ll flag the key points so you know what to expect.
Deepak Jose CeMAP CertPro
Mortgage & Protection Adviser
Trust and credibility are at the heart of what we do in Bexley, London. We ensure that every solution we offer is in your best financial interest.
Consultation
Get a Free Mortgage Quote
Fill out the form below to receive a free, no-obligation mortgage quote tailored to your needs. Once you submit your details, our mortgage experts will review your information and call you back within 24 hours or the next business day to discuss your options.
