Expat Mortgage
Secure your UK property from anywhere in the world with Expert Expat Mortgage Solutions.
PURCHASING PROPERTY IN THE UK AS A NON-RESIDENT COMES WITH UNIQUE CHALLENGES, BUT THE GOT SIMPLIFIES THE PROCESS. WE OFFER SPECIALIST EXPAT MORTGAGE SOLUTIONS FOR BOTH UK CITIZENS LIVING ABROAD AND FOREIGN NATIONALS, ENSURING ACCESS TO COMPETITIVE RATES AND EXPERT GUIDANCE. WHETHER YOU’RE INVESTING OR SECURING A HOME FOR YOUR RETURN, WE HELP YOU NAVIGATE UK PROPERTY REGULATIONS SEAMLESSLY.
Your Gateway to UK Property Ownership. No Matter Where You Are.
Securing a mortgage while living overseas can be complex, but The GOT makes it simple with tailored expat mortgage solutions. Whether you’re a UK national working abroad or a foreign investor looking to purchase in the UK, we connect you with specialist lenders who understand your unique financial circumstances.
Who Can Benefit from an Expat Mortgage?
●●● UK NATIONALS LIVING ABROAD
Secure a UK mortgage while working overseas.
●●● FOREIGN NATIONALS INVESTING IN THE UK
Access mortgage options tailored to non-residents.
●●● BUY-TO-LET INVESTORS
Generate rental income from a UK property while overseas.
●●● FUTURE HOMEOWNERS
Purchase a property now for your eventual return to the UK.
How The GOT Supports Your Expat Mortgage Journey
SPECIALIST LENDER ACCESS
We work with banks and lenders offering competitive mortgage rates for expats.
FLEXIBLE INCOME CRITERIA
Tailored solutions whether you’re self-employed, earning in foreign currency, or have complex income streams.
REGULATORY GUIDANCE
Expert advice on UK mortgage rules, tax implications, and legal requirements.
STREAMLINED APPLICATION PROCESS
Hassle-free remote applications with virtual support.
Frequently Asked Qestions
Can I get a UK mortgage if I live abroad?
Yes, UK expats can still buy property here — whether it’s for investment, a future return, or for family.
Lenders have specific rules for expats, but we know who to go to and what they look for.
Lenders have specific rules for expats, but we know who to go to and what they look for.
Is it harder to get approved as an expat?
It can be — some lenders are stricter about income, residency, and credit checks.
But with the right paperwork and advice, we can make it much smoother for you.
But with the right paperwork and advice, we can make it much smoother for you.
How much deposit will I need?
Usually around 25%, sometimes more depending on the location and expected income.
We’ll show you how to optimise your application and improve your chances.
We’ll show you how to optimise your application and improve your chances.
Can I rent out the property while I’m abroad?
Yes, many expats choose to do this. You may need a buy-to-let or holiday let mortgage depending on the plan.
We’ll help you choose the right path and stay compliant.
We’ll help you choose the right path and stay compliant.
Deepak Jose CeMAP CertPro
Mortgage & Protection Adviser
Trust and credibility are at the heart of what we do in Bexley, London. We ensure that every solution we offer is in your best financial interest.
Consultation
Get a Free Mortgage Quote
Fill out the form below to receive a free, no-obligation mortgage quote tailored to your needs. Once you submit your details, our mortgage experts will review your information and call you back within 24 hours or the next business day to discuss your options.
